Boat Insurance

[andrews928]

Anyone use United Marine for their boat insurance? I have Progressive with a yearly premium of $ 1,200 for a 2001 ZT280. I did a quick quote from an e-mail sent by United and the premium was under $ 600 for the same coverage.

[rsscoggins]

I got the same email and tried to do a quick quote. It wouldn't let me because I indicated a top speed of 75 mph.

However, I got a quote from them about 1 month ago and it was way higher than Progressive for the same coverage - I think the Progressive was $580 and United Marine was $960.

[elcomm03]

i just got quoted 423 a year from progressive....1983 eluder v-6
top speed....i have no idea yet....lol

[andrews928]

The "quick quote" I received was not accurate. When I called to check their numbers they said they would have to re-quote since the boat goes over 60mph. The new number was over $ 1,400. Looks like I'm staying with Progressive.

[brian s]

anyone know what an enchanter with a 120 rude would cost to insure? i dont know how fast it goes yet but how fast could a 120 push it?

[Bruce]

Hi Brian, here's my stat's for insurance,

Pulse 170
120 Evinrude
Trailer
Deductible= 100.00

Coverage for boat,motor,trailer - value $7500.00

Liability = 1,000,000.00

Premium = $225.00 Canadian or approx $280.00 US



Speed wise = 53 gps


Take Care

Bruce

[JW]

Make sure you check with State Farm. They've been the best price for me, as long as your boat only goes 69.99 mph.............. http://www.checkmate-boats.com/graemlins/thumb.gif

[brian s]

ok thank you thats reasonable ......... brian

[brian s]

very reasonable i will call for a quote for my boat. thanks ........... brian

[the sMac]

I pay around $400 a year for my 25' Convincor using State Farm. They never asked how fast it went, but they did ask for the engine size. I'm also insuring a newer Eagle Trailer too.

I've been with them for about 8 years, and the price never changed much. I've only had 1 claim, when I ripped off the trim tabs. Rates stayed the same.

[brian s]

i will check them out. thanks ............. brian

[play2win]

Definetly check with State Farm, I insure my 82' Enchanter with all the bell and whistles for around $210 a year.

[brian s]

210 wow cheap thanks

[Bigmoss]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Bruce:
Hi Brian, here's my stat's for insurance,

Pulse 170
120 Evinrude
Trailer
Deductible= 100.00

Coverage for boat,motor,trailer - value $7500.00

Liability = 1,000,000.00

Premium = $225.00 Canadian or approx $280.00 US



Speed wise = 53 gps


Take Care

Bruce </div></BLOCKQUOTE>

Bruce what company is covering your boat ? or do you have it under your home policy ?

I am in Canada also and am paying $ 1500 a year http://checkmate-boats.com/graemlins/brickwall.gif

BM

[Bruce]

Hi BigMoss, Yes, the boat is covered under my house insurance which is a group policy through work - The Personal

My previous boat was covered with Bayside and the rates were not too bad either, here's the link

http://www.baysideinsurance.com/application.asp


Bruce

[jgreen]

I have a rider on my home owners with American Family and it costs about 250.00/year for full coverage 100.00 deductible.

[okeyo]

how does boat insurance work? say someone runs into my boat while it is parked on the street and ruins the outboard. The motor is a 1974 merc 1150. they wouldn't send a check for $8000 to get a new motor would they?

[jgreen]

I think it all depends on how you have it covered, meaning if you have it isured as a package or if you have each piece broken down with an individual value.

[gtrumpet]

I carry only a rider for liability on my parents homeowners policy, and auto owners insureance will only cover me up to 110 hp, So now I am not even covered for liability, since I have a 115 on the mx-16, which is well with in the boats capacity.