If you go to
www.progressive.com and click on boat insurance and click on the link labeled "
Find out if we provide online quotes for your vehicle type and use.
Here is the text:
For the following circumstances, please call toll free 1-888-438-1263 for a quote. Representatives are available 24 hours a day, 7 days a week.
<UL TYPE=SQUARE><LI> More than 5 operators or 1 boat/PWC.
Operators with a Foreign or International driver's license.
<LI>Operators requiring an SR-22 driver filing.
The following watercraft types, operators or usage are not eligible for Progressive Direct's Watercraft Program.
<LI>
<span class="ev_code_RED"> Maximum speed greater than 90 mph on bass boats, greater than 70 mph on all other watercraft. </span>
<LI>Watercraft length greater than 50 feet.
Personal Watercraft (PWC) length greater than 15 feet.
<LI>Watercraft with maximum horsepower greater than 500 with 1 motor or 1 engine, greater than 1000 with 2 motors or twin engine.
<LI>Watercraft with more than 2 motors.
<LI>Watercraft with an over the transom exhaust.
<LI>Watercraft with ferro cement, steel or inflatable hull.
<LI>Personal Watercraft with a value greater than $27,000
<LI>Watercraft with a value greater than $250,000.
<LI>Operators under the age of 14 or over the age of 97.
<LI>Operators who are not licensed or have a suspended license.
<LI>Operators without a permanent US residence.
<LI>Watercraft leased or rented to others.
<LI>Multi-hull vehicles except catamarans.
<LI>Amphibious land watercraft.
<LI>Watercraft used in business or commercial purposes.
<LI>Any watercraft on a consignment lot.
<LI>Watercraft principally garaged/stored in Canada, District of Columbia, Massachusetts, Mexico, New Jersey, or Puerto Rico. (Principally garaged is defined as at least 6 months in a given state or location.)
[/list]
I called a multi-line agent that also handles Progressive and he looked in his notes and they said a max of 75 mph on regular boats and he was as baffled as me on the 90 mph bass boats....
